A travel credit card can be a great way to save extra money on your travel expenses. Especially if your family already travels frequently, it might be a good idea to use a travel credit card to reduce your travel expenses overall. As one of the most frequently-used airlines in the United States, Southwest is a great starting point for many people’s travel expenses. If you’re thinking about getting a travel credit card, here’s what you should know about Southwest’s options.
1. Southwest Rapid Rewards® Plus Credit Card
Annual Fee: $69
This is Southwest’s entry-level card. It earns 2x points per dollar on all purchases with Southwest and partners, as well as local transit and commuting, and 1x points on everything else. The annual fee is much lower than many other travel credit cards, and you’ll also get 3,000 bonus points every year you have the card. Overall, it’s a great entry-level credit card, especially if you’re not planning to do too much travel every year.
2. Southwest Rapid Rewards® Premier Credit Card
Annual Fee: $99
The next step up is the Rapid Rewards Premier credit card. This card gives you a fairly significant boost in benefits above the Rapid Rewards Plus card, including no foreign transaction fees, two EarlyBird Check-In vouchers every year, and a 6,000-point anniversary bonus. Plus, you’ll earn points faster, with 3X points per dollar on Southwest purchases and 2X points per dollar on internet, cable, and phone purchases.
3. Southwest Rapid Rewards® Priority Credit Card
Annual Fee: $149
If you travel a bit more frequently, the Rapid Rewards Priority credit card may give you the best bang for your buck. The company also gives you a $75 annual travel credit with this card; if you use the credit every year, you’re only spending $5 more than the Rapid Rewards Plus card to get extremely beneficial perks. You’ll also earn 7,500 bonus points on every anniversary, 20% back on in-flight drinks and WiFi, and four upgraded boarding passes every year.
All three of these credit cards are currently offering an incredible sign-up Southwest credit card bonus of 100,000 points, which is equivalent to about $1,400 in Southwest flights. You can earn 50,000 points when you spend $2,000 in the first three months, and you can earn another 50,000 when you spend $12,000 total in the first 12 months. Because all three of these cards are eligible for this bonus, you can choose based on the other benefits available.
Travel credit cards are a great way to see the world more cost-effectively. Although not everyone may be interested in getting a travel credit card, they can actually help you save a surprising amount of money if you already travel. Just put most of your daily purchases on your travel credit card and watch as you rack up the points. Plus, with the extra benefits of the sign-up bonuses, you can get a lot of value from your card every year.